I recently started researching Public Liability Insurance (https://www.accountsera.com/public-liability-insurance/) because businesses can face unexpected claims when customers, visitors, or other members of the public are injured or their property is damaged because of business activities. Public liability cover is generally designed to help with eligible compensation claims and related legal costs, depending on the policy terms. The exact protection varies by insurer and business type. I'm curious about how businesses determine the appropriate level of cover and what situations are normally included. Has anyone here purchased Public Liability Insurance and found it useful for protecting their business?